MORGAN COUNTY CHARTER SCHOOL SYSTEM
VOLUNTARY LIFE & AD&D
What is Life & AD&D Insurance?
Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death
benefit in the event you or a covered loved one die accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.
Eligibility: All full-time employees working 20+ hours/week, spouse, and unmarried children (up to age 26)
Coverage through OneAmerica
Must be actively at work on the effective date
If electing for the first time outside of the initial open enrollment period, health questions will be required
Employee must elect coverage on themselves in order to cover spouse and/or children
Contact Campus Benefits help with filing a claim.
Phone: 1 (866) 433-7661 option 5