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Crutches

DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a short period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Short-Term Disability Plan Rules:

  • Eligibility: Eligible full-time employees working 20+ hours/week

  • Coverage through OneAmerica

  • Employee must be actively at work on the effective date

  • Employee can start and stop using sick leave to get through the elimination period

  • Paid Parental Leave: Not required to use up front. Please see plan administrator for more information

  • No health questions - EVERY YEAR!

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What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income, for a longer period of time, if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Long-Term Disability Plan Rules:

  • Eligibility: Eligible full-time employees working 20+ hours/week

  • Coverage through OneAmerica

  • Core Plan premium covered by the Morgan County Charter Schools

  • Employee must be actively at work on the effective date

  • Employee can start and stop using sick leave to get through the elimination period

  • No health questions - EVERY YEAR!

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Contact Campus Benefits help with filing a claim.

Phone: 1 (866) 433-7661 option 5

Email: MyBenefits@campusbenefits.com

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Phone: 866-433-7661 option 5

Fax: 770-394-0333

The Morgan County Charter School System Benefits Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).

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