MORGAN COUNTY CHARTER SCHOOL SYSTEM
DENTAL
What is Dental Insurance?
A health and wellness plan designed to pay a portion of costs associated with preventive, minor, and some major dental care.
Plan Rules:
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Eligibility: All full-time employees working 20+ hours/week, spouse, children (up to age 26)
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Coverage through Ameritas
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Claims must be submitted within 90 days of service
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Provider directory: CLICK HERE Network: Classic PPO
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Go to any provider on the High Plan and Low Plan / Middle Plan is In-Network Only
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Exam and Cleanings 2 per benefit period, does not have to be separated by 6 months
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Orthodontics available for Adults & Children (subject to takeover provision)
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The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their entirety
Contact Campus Benefits help with filing a claim.
Phone: 1 (866) 433-7661 option 5
Register for your secure member account at ameritas.com. The one-time set up is quick and easy:
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Go to ameritas.com
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Sign in to your Customer (Member) Account under the Dental/Vision/Hearing drop down
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On the Login page select “Register Now”
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Complete the New User Registration form
In your secure online member account, you have 24/7 access to:
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Your personalized ID card; print it or save it to your smartphone
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Claims status and a breakdown of how benefits were calculated and payments processed
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Plan details including maximum benefit and deductible amounts, and your remaining benefits
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The average cost for in- or out-of-network procedures based on ZIP Code with the Dental Cost Estimator
The Dental High Plan & Middle Plan Includes Dental Rewards
This dental plan includes a valuable feature that allows plan members to carryover part of their unused annual maximum. Select your appropriate dental plan highlight sheet for more information about dental rewards and how to qualify. If a plan member doesn’t submit a dental claim during a benefit year, all accumulated rewards will be lost; but he or she can begin earning rewards again the very next year.
Hearing Care Benefit
High Plan and Middle Plans include a Hearing Care Benefit which is available to you and the dependents enrolled on your dental plan. Participants will receive a hearing care benefit card included with their dental card mailing.
LASIK Advantage Benefit
When enrolled in any of the dental plans, you are automatically enrolled in LASIK coverage. The LASIK benefits increase each year you are on the plan. This is a lifetime benefit and the payment is available only once per person. You must be 18 years of age or older and you can seek services at any facility. A 12 month late entrant period may apply.