What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if you are diagnosed with one of the specific illnesses on a predetermined list of critical illnesses.

Plan Rules:

•Eligibility: All full-time employees working 20+ hours/week , spouse, and children (up to age 25)
• Coverage through Trustmark
• Elect Critical Illness with or without Cancer coverage based on your individual needs
• Issue Age - Rates are locked in and will not increase with age
• If electing outside of the initial open enrollment period, health questions will be required
• Keep your coverage, at the same cost, even if you retire or change employers
• The chart below is a sample of covered services. Please see Plan Certificate for a detailed listing of services in their
entirety. Plan Certificate available on your Employee Benefits website.

The Morgan County Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).