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PERMANENT LIFE

What is Permanent Life Insurance?

Provides lifelong protection and the ability to maintain a level premium.

 

Plan Rules:

  • Eligibility: All full-time employees working 20+ hours/week, spouse, children and grandchildren (up to age 26)

  • Coverage through Chubb

  • Must be actively at work on the effective date

  • If electing for the first time outside of the initial open enrollment period, health questions will be  required.

  • Underwriting may be required.

  • Keep your coverage at the same cost even if you retire or change employers

  • *Closed Group/No New Enrollees 

Contact Campus Benefits help with filing a claim.

Phone: 1 (866) 433-7661 option 5

Email: MyBenefits@campusbenefits.com

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Included Riders

  • Accelerated Death Benefit: 50% of benefit amount up to $100,000

  • Long-Term Care: Receive 4% of death benefit for 25 months for long term care assistance (including home health care, assisted living, adult day care, and nursing home care)

  • Extension of Benefits for Long-Term Care: Extends length of long term care benefit from 25 months to 75 months

  • Restoration for Long-Term Care: Restores death benefit to no less than 50% of the face value for which your LTC benefits were based

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