PERMANENT LIFE

What is Permanent Life Insurance?

Provides lifelong protection and the ability to maintain a level premium.

Plan Rules:

• Eligibility: All full-time employees working 20+ hours/week, spouse, children and grandchildren (up to age 26)

•  Coverage through Chubb

•  Must be actively at work on the effective date

• If electing for the first time outside of the initial open enrollment period, health questions will be  required.

• Underwriting may be required.

• Keep your coverage at the same cost even if you retire or change employers

Contact Campus Benefits help with filing a claim.

Phone: 1 (866) 433-7661 option 5

Email: MyBenefits@campusbenefits.com

Included Riders

- Accelerated Death Benefit: 50% of benefit amount up to $100,000

- Long-Term Care: Receive 4% of death benefit for 25 months for long term care assistance (including home health care, assisted living, adult day care, and nursing home care)

- Extension of Benefits for Long-Term Care: Extends length of long term care benefit from 25 months to 75 months

- Restoration for Long-Term Care: Restores death benefit to no less than 50% of the face value for which your LTC benefits were based