MORGAN COUNTY CHARTER SCHOOL SYSTEM

HOSPITAL INDEMNITY
What is Hospital Indemnity Insurance?
Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.
Plan Rules:
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Eligibility: Eligible full-time employees working 20+ hours/week, spouses, and dependent children (up to age 26)
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Coverage through MetLife
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No health questions - Every Year!
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Routine childbirth and complications from pregnancy are covered
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If adding a child during the plan year, the child must be added within 30 days of the date of birth
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The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety.
Contact Campus Benefits help with filing a claim.
Phone: 1 (866) 433-7661 option 5

Don’t forget to file your annual Wellness Benefit! CLICK HERE to access the Wellness Incentives page for additional details.