MORGAN COUNTY CHARTER SCHOOL SYSTEM

FLEXIBLE SPENDING ACCOUNTS
What are Flexible Spending & Dependent Care Accounts?
Flexible Spending Accounts: A pre-tax benefit account used to pay for out-of-pocket health care costs such as deductibles, co-pays, prescribed medication, and some over the counter medications.
Dependent Care Accounts: A pre-tax benefit account used to pay for dependent care services such as preschool, summer day camp, before or after school programs, and child or elder daycare.
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Plan Rules:​
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Eligibility: Eligible full-time employees working 20+ hours/week, spouse and dependent children (up to age 26)
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Coverage through Consolidated Admin Services
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Plan year is from January 1 – December 31 and employees must re-enroll each year
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Only family status changes will allow you to change your annual election. The altered election must be consistent with the status change
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Married and not filing jointly participants limited to $2,500 deferral for Dependent Care
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Transfer of funds between the Dependent Care and Medical Care accounts are not allowed
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Please visit your Employee Benefits website for a complete listing of eligible expenses and qualifying dependent care services.
Contact Campus Benefits help with filing a claim.
Phone: 1 (866) 433-7661 option 5
Contact CAS - 1 (877) 941-5956

What is covered under a Medical FSA Account?
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Medical coinsurance and deductible
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Doctor's office visit copays
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Emergency Room Costs
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Dental copays & out of pocket costs
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Vision copays and out of pocket costs
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Contacts and Glasses
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Prescriptions
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Who is covered under a Dependent Care Account?
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Children ages 12 and under
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Biological children
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Step children
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Grandchildren
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Adopted children
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Foster children
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Tax dependents residing with you & incapable of self care
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Could include spouse and elderly parents
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The CARES act permanently reinstates over the counter products and adds menstrual care products as eligible expenses for your FSA funds without a prescription.
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Eligible items for purchase without a prescription now include, but are not limited to:
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Pain relief medications
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Cold & Flu medications
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Allergy medications
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Acne treatments
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Eye drops
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Stomach & digestive aids
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Pas, Tampons, and Menstrual sponges
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Sleep aids
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